Top Smartphones Under ₹20,000: Unbeatable Value and Features

Finding the perfect balance of performance, design, and affordability in the ever-growing smartphone market can be challenging. That’s why we’ve curated this list of the best phones under ₹20,000 — smartphones that offer top-notch performance, stunning designs, and the ability to easily handle multitasking.

These devices come equipped with powerful processors, vibrant displays, long-lasting batteries, and even 5G connectivity, ensuring they meet your daily needs effortlessly. Whether you’re gaming, streaming, or working, these phones not only perform exceptionally well but also provide a premium feel without breaking the bank. In 2025, budget smartphones have truly stepped up their game. We’ve handpicked the top models based on overall performance, display quality, battery life, camera capabilities, and software experience. Whether you’re a gamer, a content creator, or someone looking for a reliable all-rounder, this list has something for everyone.

1. Iqoo Z9s Pro

Key Highlights of Iqoo Z9S Pro

• Processor: Snapdragon 7 Gen 3 (4 nm, octa-core)
• RAM & Storage (and Price): 8 GB LPDDR5 RAM + 128 GB UFS 3.1 storage, ₹22,390
• Main Camera: 50 MP Sony IMX882 primary sensor with OIS
• Front Camera: 16 MP
• Battery: 5500 mAh battery paired with 80 W fast charging
• Display & Design: 6.77″ curved AMOLED display with 120 Hz refresh rate, HDR10+, peak brightness up to 4500 nits

2. Realme Narzo 80 Pro

Key Highlights of Realme Narzo 80 Pro

• Processor: MediaTek Dimensity 7400 (4 nm, octa-core)

• RAM & Storage (and Price): 8 GB RAM + 128 GB UFS storage, ₹18,252 (base variant)

• Main Camera: 50 MP primary sensor with OIS 

• Front Camera: 16 MP selfie camera 

• Battery: 6000 mAh battery with 80 W fast charging,

• Display & Design: 6.77″ (17.20 cm) curved AMOLED display, 120 Hz refresh rate, peak brightness up to 4500 nits

3. Poco X7 5G

Key Highlights of Poco X7 5G

• Processor: Mediatek Dimensity 7300 Ultra (4 nm, octa-core)
• RAM & Storage (and Price): 8 GB RAM + 128 GB storage, ₹16,999
• Main Camera: 50MP main camera with OIS
• Front Camera: 20 MP
• Battery: 5110mAh battery paired with 45 W fast charging
• Display & Design: 6.77″ CrystalRes 1.5K 120Hz AMOLED curved display with 120 Hz refresh rate, HDR10+, peak brightness up to 3000 nits

4. CMF Phone 2 Pro

Key Highlights of CMF Phone 2 Pro

• Processor: MediaTek Dimensity 7300 Pro (4 nm, octa-core)
• RAM & Storage (and Price): 8 GB  RAM + 128 GB  storage, ₹18,999
• Main Camera: 50 MP primary sensor with OIS
• Front Camera: 16 MP
• Battery: 5000 mAh battery paired with 33 W fast charging
• Display & Design: 6.77″ FHD+ flexible AMOLED  display with 120 Hz refresh rate, HDR10+, peak brightness up to 3000 nits

5. Vivo T4

Key Highlights of Vivo T4

• Processor: Qualcomm Snapdragon 7s Gen 3 (4 nm, octa-core)
• RAM & Storage (and Price): 8 GB  RAM + 128 GB  storage, ₹21,999
• Main Camera: 50 MP Sony IMX882 primary sensor with OIS
• Front Camera: 32MP Front Wide Angle Camera
• Battery: 7300 mAh battery paired with 90 W fast charging
• Display & Design: Quad Curved AMOLED Display  & Design: 6.77″ with 120 Hz refresh rate, HDR10+, peak brightness up to 5000 nits

6. Iqoo Z10

Key Highlights of Iqoo Z10

• Processor: Qualcomm Snapdragon 7s Gen 3 (4 nm, octa-core)
• RAM & Storage (and Price): 8 GB RAM + 128 GB  storage, ₹21,314
• Main Camera: 50 MP Sony IMX882 primary sensor with OIS
• Front Camera: 32 MP
• Battery: 7300 mAh battery paired with 90 W fast charging
• Display & Design: 6.77″  Quad curved AMOLED display with 120 Hz refresh rate, HDR10+, peak brightness up to 5000 nits

7. POCO X6 5G

Key Highlights of POCO X6 5G

• Processor: Qualcomm Snapdragon 7s Gen 2 (4 nm, octa-core)
• RAM & Storage (and Price): 8 GB RAM LPDDR4X + 256 GB UFS2.2 storage, ₹19,490
• Main Camera: 64 MP  with OIS
• Front Camera: 16 MP
• Battery: 5100 mAh battery paired with 67 W fast charging
• Display & Design: 6.67″ AMOLED display with 120 Hz refresh rate, HDR10+, peak brightness up to 1800 nits

8. Motorola Edge 50 Neo

Key Highlights of Motorola Edge 50 Neo

• Processor: Mediatek Dimensity 7300 (4 nm, octa-core)
• RAM & Storage (and Price): 8 GB RAM + 256 GB storage, ₹19,999
• Main Camera: 50 MP Sony-LYTIA 700c Sensor  with OIS
• Front Camera: 32MP
• Battery: 4310 mAh battery paired with 68 W fast charging
• Display & Design: 6.4″ Super HD LTPO display with 120 Hz refresh rate, HDR10+, peak brightness up to 3000 nits

9. Iqoo Z9S 5G

Key Highlights of Iqoo Z9S 5G

• Processor: Mediatek Dimensity 7300 (4 nm, octa-core)
• RAM & Storage (and Price): 8 GB RAM + 128 GB storage, ₹19,490
• Main Camera: 50 MP Sony-IMX882 Sensor  with OIS
• Front Camera: 16MP
• Battery: 5500 mAh battery paired with 44 W fast charging
• Display & Design: 6.77″ 3D Curved AMOLED display with 120 Hz refresh rate, HDR10+, peak brightness up to 1800 nits

10. LAVA AGNI 3

Key Highlights of LAVA AGNI 3

• Processor: Mediatek Dimensity 7300X (4 nm, octa-core)
• RAM & Storage (and Price): 8 GB RAM LPDDR5 + 256 GB UFS3.1 storage, ₹20999
• Main Camera: 50 MP Sony Sensor  with OIS
• Front Camera: 16MP
• Battery: 5000 mAh battery paired with 66 W fast charging
• Display & Design: 6.77″ 1.5k Curved AMOLED display with 120 Hz refresh rate, HDR10+, peak brightness up to 1200 nits

Quick Comparison Table

Common Features Across Most Phones

Most devices feature 120Hz AMOLED displays, 50MP Sony primary cameras (often IMX882), fast charging (67W–90W), large batteries (5,000–7,300 mAh), virtual RAM expansion (e.g., 12GB base + 12GB extended), and basic IP ratings for dust/water resistance (IP64/IP68). Performance-centric chipsets (MediaTek Dimensity 7300 or Snapdragon 7 Gen series) and AI-enhanced photography tools (e.g., AI Erase, night modes) are also widely shared.

Unique/Standout Features (Only in One Phone)

The AGNI 13 is the only device with a secondary 1.74″ AMOLED display. The vivo T4 5G and iQOO Z10 offer a 7,300 mAh battery, combined with a quad-curved AMOLED screen. Reverse charging is exclusive to the iQOO Z10. The realme Narzo 80 Pro 5G stands alone with IP69-rated waterproofing and military-grade shock resistance. The Motorola Edge 50 Neo is the only model guaranteeing five Android OS upgrades and Pantone-validated color options.

Missing Features in Select Phones

Wireless charging is absent in all devices except the Motorola Edge 50 Neo (15W). A 3.5mm headphone jack is only retained in the POCO X6 and Motorola Edge 50 Neo. Telephoto lenses are notably missing from the POCO X6/X7 series, while the Motorola Edge 50 Neo omits a dedicated vapor chamber cooling system found in gaming-focused models like the iQOO Z9S Pro and realme Narzo 80 Pro.

Our Final Verdict

The phones compete fiercely in display quality, camera hardware (50MP Sony IMX882), and charging speed. AGNI 13 stands out with its secondary display, while vivo T4 5G and iQOO Z10 lead in battery innovation. Realme Narzo 80 Pro excels in durability (IP69/military-grade), and Motorola offers superior software support. Choose based on priorities

*Note: Want to know more about a particular phone? Just click on its name!